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Why Making Financial Changes During the Shortest Month Is the Easiest Thing To Do All Year

Why Making Financial Changes During the Shortest Month Is the Easiest Thing To Do All Year GOBankingRates 2/5/2021 © gesrey / Getty Images/iStockphoto Concept of the American dollar in 2021 on the calendar. There’s no doubt that making financial changes is hard for many Americans. Whether it’s setting aside money for an emergency fund, boosting retirement plan contributions or simply making a budget that works, it can be hard to get all of your financial affairs in order. If you find yourself struggling to make the financial changes you know you should make, consider breaking them up into bite-sized pieces. If you set small goals for your finances, you’re more likely to meet them and gain the confidence to do more. As the shortest month, February is a great time to begin making small changes to your finances. Here are some small suggestions for financial changes that you can begin in February and then continue throughout the year.

How To Recover After a Long Stretch of Bad Financial Luck

How To Recover After a Long Stretch of Bad Financial Luck GOBankingRates 2/5/2021 © Alexey Stiop / Shutterstock.com Countryside after storm - Image. If a grueling run of financial bad luck has sucked the fun out of everything for as long as you can remember, now is a good time to declare this moment rock bottom and begin to right the ship. No matter how far you’ve fallen, the clouds are beginning to break and people across the country who have suffered just like you are starting to dig out. You can, too. Save more  Start Investing Now If you’re drowning in debt and behind on bills, opening a free investment account with a no-fee brokerage firm might be the farthest thing from your mind. But do it anyway you’ll see why soon and do it with one that offers fractional-share investing like M1 Finance. You might feel like you don’t have a single dollar to spare, but what if you could come up with, say, just seven or eight bucks a month?  

Top 5 Things To Cut From Your Budget in February

Top 5 Things To Cut From Your Budget in February GOBankingRates 2/3/2021 Laura Woods © PeopleImages / Getty Images Cropped shot of an affectionate young couple going through paperwork while doing their budget at home. The first month of 2021 is officially in the books, and you’re looking to reset your financial goals. Perhaps your original money resolutions were too tailored to post-pandemic life which isn’t happening anytime soon or maybe you just fell a bit off track in January. Popular Searches Either way, you’re ready to start trimming your budget, so you can improve your financial health. Deciding which expenses to eliminate can be a challenge, but you’ll thank yourself at the end of each month when you see how much money you’ve saved.

January s Gone: Here s How You Can Still Make Financial Resolutions You ll Keep All Year

January’s Gone: Here’s How You Can Still Make Financial Resolutions You’ll Keep All Year GOBankingRates 2/1/2021 Sam DiSalvo © VAKSMANV / Getty Images/iStockphoto Close up, of male hands counting dollar bills, filtered image, business man working financial adviser and counting money banknotes. It’s already the end of January 2021, and though you likely had the best intentions, it’s quite possible you haven’t made any headway on your financial resolutions or perhaps you haven’t even decided what they are yet. The good news is there’s still time to make attainable goals and follow them. GOBankingRates talked to experts in financial planning to help you make a plan for success in 2021.

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