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The perverse rule that stings families with tax rates of more than 100pc

A lost Banksy and £20,000 of debt: the hidden costs of having ADHD

When Kirsti Nicole Hadley lost an original Banksy artwork, it epitomised decades of issues managing her money. “Admittedly, I did only pay £20 for it back in the early noughties,” she says. “But that same print recently sold for around the £20,000 mark.”

A lost Banksy and £20,000 of debt: the hidden costs of having ADHD

When Kirsti Nicole Hadley lost an original Banksy artwork, it epitomised decades of issues managing her money. “Admittedly, I did only pay £20 for it back in the early noughties,” she says. “But that same print recently sold for around the £20,000 mark.”

Are you a time optimist? Why some people are perennially late – and how to be more punctual

While timekeepers naturally arrive early, time optimists set off with the assumption the lights will be green and the roads will be empty, getting ever more anxious as the minutes tick away. The good news? Change is possible

I slashed £200 from my household bills by turning off my electric oven

A mother-of-two has cut her household bills by £200 a year by ditching her oven and opting for an air fryer.  Bryony Lewis, 39, began thinking of ways to cut back on her energy bills.

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