A benchmark for credit markets source of world, as a safe investment. I hope as we have this discussion we can be candid about what we are talking about here. As we all know, if we do not raise the debt ceiling sometime soon, then at some point we will have disruptive consequences, because tax revenue is only 85 of all the money we are planning to spend, not 100 , and that means the other 15th percent 50 has got to be our it, and if not, then you have to make some decisions about what gets cut. That is disruptive, not where we want to go, and i hope the president will agree to actually address the underlying problems underlying problems that got us are so we can avoid it. Having said that, there is no circumstances under which we should ever tolerate choosing, willfully, to make sure that a missed payment would include a missed payment on the Treasury Security. Processing because of uniquely Important Role the treasury securities play. I was disappointed that the treasury secretary in
I understand all of those perspectives. I also was the president and secretary depending on the year of homeowners associations; i have been and adjunct professor; work with the San Francisco ethics boards of the San Francisco association of realtors. I have sat on the San Francisco association of realtors arbitration board. I have chaired the forms committee for the San Francisco association of realtors, the Education Committee and on the California Association of realtors form and Education Committees. I work with vanguard properties, risk assessment. I reviewed the files. I have a special hand as assistant legal counsel, i have a special interest in the city of San Francisco how we live, and living efficiently. I met my wife at the ymca. I sat on the board of the San Francisco Child Abuse Prevention Center for six years, and helped last year to find a home for the Child Advocacy center in bayview. We are excited about that. We have a real feel for San Francisco. I have a new perspec
Okay. Next we have daniel hershkowitz. How do you do . How do you do. Please ask me the same question at the end. I am a real Estate Attorney and arrested broker in San Francisco. I have been here for half of my life, true in a couple of months. I have been a real Estate Attorney for the last 15 years here San Francisco and for a few years in oakland. For the last 12 years i have worked primarily as a real estate broker. I have quite a bit of experience with the appraisal process. I am a homeowner here in San Francisco. That is in true; i have been a renter for the last two months; for the previous 15 years, an owner of singlefamily homes and a few condos and also the landlord. I understand all of those perspectives. I also was the president and secretary depending on the year of homeowners associations; i have been and adjunct professor; work with the San Francisco ethics boards of the San Francisco association of realtors. I have sat on the San Francisco association of realtors arbit
The property reappraised and how it would be frustrating as far as the length of time to hear back in the Financial Hardship they may endure during the time period. Many members of the public come to the hearing process. They are either unprepared, or dont know what to bring to the hearing process. We use it as an opportunity to educate the public even when im a rule against them i try to give them an explanation about why i have reached that conclusion and what they might do to obtain assistance. I know the last hearing there was a woman who spoke chinese. And she brought a flyer. It was written in chinese. She really needed assistance. I was able to communicate with them. Next time she should bring an interpreter or someone who can help her through the communication process. I assume we also provide interpretation if requested in advance . Don would be the person to respond. Maybe donna can address that after we hear from the applicant. It is very important that we provide interprete