Operator: Good afternoon. Thank you for attending today s West Bancorporation Fourth Quarter 2022 Earnings Call. My name is Megan , and I ll be your moderator for today s call.
Operator: Good morning, and welcome to the Premier Financial Corp. Fourth Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode.
Operator: Good morning, and welcome to the Mercantile Bank Corporation Fourth Quarter 2022 Earnings Results Conference Call. All participants will be in a listen-only mode.
2022 has brought high inflation which has not been seen in 40 years, leading the Federal Reserve to tighten monetary policy at the fastest pace in three decades.