predictions, jonas on the hot seat. we don t always like insurance companies, but play an important role in like this. spdr, etf s. brenda: gary bull and bear. i am a bearish, another leg down for this one, unfortunately. brenda: your prediction. another leg down, oil, i think it s doing to drop and doug, the opposite way, i think it s up 25% in the next he three months. brenda: jonas, bull or bear. i think that oil is going down, too. brenda: all right. tobin, your prediction? all right. tivo, now on your dvr, you re going to be able to buy stuff and bolling could buy a tie. brenda: and 50% one year, bull or bear. i don t like this one, dead money. brenda: and eric. sold 16 municipal buildings to close budget gaps and looks like they re looting the treasuries around the country and the only buildings they