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and chase, $12 a months if you re below the $1500 minimum. you don t keep enough money in the account they re hitting you. look, the bottom live, the banks, and here are a couple of other fees and the banks are getting less money under the dodd frank legislation, they re getting less money and this have share horldz to make happy and have to pass off some of the costs and it used to be free check checking and it s no longer free checking, folks, it s not. it s a reality. clayton: we ll debate this, you do ent want to miss it on the bank side of it to your point look, they make the card. costs them money and fraud protection and have to keep a call center for people to call up, so that costs money. so, we ll debate it because it s fascinating. juliet: wa! all right. we ve been asking you, would you choose money over happiness? rather have money, money, money, or rather be happy? a new survey says, well, we ll tell what you it says, your tweets and e-mails are coming up, what you h

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