i m amanda drury with your market wrap. let s take a look how stocks are doing today. very well at this stage, the dow is up by 59 points, the nasdaq up by 20 and the s&p up by just over seven. borders book stores has filed for bankruptcy protection reeling from high debt and the transition to more digital sales. the second largest book seller plans to close about 200 of its 642 stores over the next few weeks. and americans are paying down debt while saving more. the commerce department says americans set aside more than 5% of disposable income in december. a report shows since the financial crisis began in 2008, there has been a 7% reduction in mortgage debt. and double digit reductions in auto loan and credit card debt.