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Federal Reserve minutes: Officials signal cautious approach to rates amid heightened uncertainty

Federal Reserve officials regarded the U.S. economy’s outlook as particularly uncertain last month, according to minutes released Wednesday, and said they would “proceed carefully” in deciding whether to further raise their benchmark interest rate. Such cautious views are generally seen as evidence that the Fed isn't necessarily inclined to raise rates in the near future. Economic data from the past several months “generally suggested that inflation was slowing,” the minutes of the Sept. 19-20 meeting said.

For the first time, a main bank offers 6% for a term less than 1 year

Westpac's 6% nine month TD rate shifts a main bank into the heart of where savers want to commit for term savings, and close to where challenger banks have already gone

Six percent term deposit rate offers spreading among main banks

Another main bank, ASB, now offers 6% for term deposits of 1-year, joining Kiwibank. ASB also becomes first bank to raise key 2-year home loan rate above 7%

Kiwibank becomes the first main bank to offer 6% for a one year term deposit

Six percent term deposit offers are more common now with 11 banks offering them. But Kiwibank is the first main bank offering 6% for a 1 year commitment. Some savers can enhance those returns by using PIEs

ANZ offers 6% for a term deposit of 18 months

There is now a main bank offering 6% for a term deposit, as ANZ raises some key rates and adopts that rate for an eighteen month term

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