you read it and put it down and say this whole system needs to be reformed radically but it doesn t catch anybody doing anything that s obviously criminal and this is what is so shocking to me is how much of what happened was possibly legal. the scandal was what you could do that was legal. so the laws need to be changed. so i think it s very hard to bring a successful suit against wall street in the fixed income markets in the bond americas. i think there are some prosecutions that could be brought when i look at the fcic report and see, for instance, the clayton documents that show how many of the banks knew that a significant percentage of the debt, the mortgages they were securitizing didn t even satisfy their own underwriting standards and shoved that stuff into the pipeline that created this metastasizing thing that blew up on us. i think you can make cases there and waiting for the prosecutor to do it. i hope so. i mean i hope so for no other reason than just the discovery.