the system and now are retired. now i m retired. [unintelligible] i have no more copayment. host: talking about copayments with insurance. guest: fortunately, i have the luxury of not following the health care bill. and we were busy working on the financial reform bill. i am hopeful, along with everyone else in the country, that the health insurance reform will be beneficial. i do not know how it is going to plan and, to pay out, but we can keep our fingers crossed. . . guest: here is where you spread the jobs around some more people have more jobs and benefits and get the economy going. the larger employers can have more of an impact on that. i think it is the kind of thing that you look to a larger employer to set the pattern at a government agency or something like that. and you should suggest that to state and local government, and maybe your congressmen and navy blue will do that in washington. host: robert in boston, massachusetts. caller: thank you for taking my call