This runs an hour and 20 minutes. We convene to discuss something of utmost important to the committee on aging. Fraud against seniors. Con artists will pose as federal and state agencies to steal benefits. Theyll falsify, i should say, romantic relationships to gain a seniors trust. And by way of a third example, peddle fake Health Insurance and cures for the virus. They are also using new Payment Methods making losses difficult to trace. The federal trade Commission Reports tbift cards are the main Payment Method used by scammers to request and steal money from older dulls. In 2021, 27 of adults 60 and older who lost money paid a scammer using a gift card or a reloadable card. Peertopeer payment apps like zelle, venmo, cashapp and paypal are also increasingly used by scammers. Today, aurelia will share her experience with a peertopeer payment scam. Her story is all too common. Scammers request payments from seniors by way of these apps have increased exponentially from 2 in 2017 to 1