First in a three-part series Owning a home is considered part of the so-called American dream, but for Black and Hispanic Bostonians, it is more often a dream denied. A new WBUR analysis of mortgage lending in Boston from 2015-2020 found that lenders denied mortgages to Black applicants at three times the rate of white applicants. Hispanic applicants were twice as likely to be
Homeownership isn’t just about fulfilling a dream. It’s the primary way most Americans build wealth. A new WBUR analysis of mortgage lending in Boston found lenders denied mortgages to Black applicants at three times the rate of white applicants.
The community bank leverage ratio is set to revert to its prepandemic level of 9% on Jan. 1. Bankers say the move is premature and are supporting a bill that would keep the ratio at or below 8.5% through 2024.
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