why don t you go back to howard jarvis in 78? exactly. i want to follow up on the billy bean reference. here s the problem with the situation with the financial crisis not only locally and on wall street but worldwide. the billy beans? the billy beans aren t on our side. the billy beans, the guys and the women that have figured this stuff out, they y re running hee funds in dallas, texas, in manhattan. the billy beans are the billionaires that are getting richer and richer because they figured it out. they re not regulators getting paid $111,000 at the s.e.c. in washington, d.c. boy, that is so true. they re making billions and billions. okay. it is very true that the nature of our financial industry has become a kind of curse i think that when pay when pay started to really skyrocket on wall street and this goes back, this is a culture shift that goes back 30 years, 25 or 30 years. the industry gets harder and