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Highrisk countries like spain or portugal, should they receive the same risk weight. The extraordinarily careful look back over the greatly ballooned bubble and subsequent bust that was developed as a result of housing policy and law of the actions taken. Title two of the path act has several provisions meant to allow fha to play that countercyclical. Legal obviously is to really expand eligibility. Which you agree to play an expanded role in times of crisis will help ensure continued access to the mortgage learned from the great majority of borrowers regardless of conditions. I not advocating as sufficient land but not pointing out that we need something to think about the situation with as a backdrop. I have to sleep never started this proposal. That we will we have the government provide a backstop. We will grow to be in consultation. Certainly. The chair recognizes the journal of vortexes. Thank you, mr. Chairman. Thank you, mr. Bernanke, for appearing again. I trust that this woul

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