Operator: Good afternoon, and welcome to the Spark Networks Fourth Quarter and Full Year 2022 Conference Call. All participants will be in listen-only mode. Please note, this event is being recorded.
Operator: Welcome to the XPO Fourth Quarter 2022 Earnings Conference Call and Webcast. My name is Melissa and I will be your operator for today s call.
Operator: Good morning, everyone, and welcome to the Citizens Financial Group Fourth Quarter and Full Year 2022 Earnings Conference Call. My name is Keeley, and I ll be your operator today.
Operator: Thank you for standing by, and welcome to Duck Creek Technologies First Quarter Fiscal Year 2023 Earnings Call. At this time, all participants are in a listen-only mode.