working middle class families. and here in arizona, there s a lot of interest in what the president will say regarding immigration and the economy and infrastructure as well. stef, we re talking about jobs here for real people and there has been quite a big gap in the first year under the president. back to you. all right, jolynn, great reporting. i want to bring in my panel. that guy s right, plumbers do make a lot of money, and they re impossible to find. you can t find any. what s your take on this? i thought it was interesting hearing the family talking about how they were dipping into savings. so we got new data yesterday that actually says that savings rate are almost reaching the lows that they reached before right before the financial crisis in 2007. does that mean there s going to be another financial crisis? no, nots no carely.