reporter: it all comes down to whether or not the banks are going to participate in this bill. right now most of the banks have not signed on. so far chase and gmac have. as you know in california you ve got to have more than just those two especially as our state is in a big, business hole in dealing with financial homes. bill: try and buy a big home 20% down, it s been a longtime since it s been that way. adam housley live in l.a. martha. martha: around this time in the last presidential election season about ten republicans had already announced that they were running for the gop nomination. today not one has announced. bill crystal takes a look at what is up with that, bill hemmer. bill: what is up with that. some amazing pictures on hawaii s big eyes lan, a volcano shooting lava 80 feet in the air. what is it like to be there? we ll talk to an eyewitness with some incredible shots. martha: that s kiluau.