My cat Myrtle never turns down a good helping of enchanting, diced, barbequed beef. (Sorry vegetarians: La Principessa is a carnivore.) I realize that Easter is still ahead of us, and summer a few months off, but who hasn’t driven by a field full of cattle in the heat and seen them standing in the shade? A shaded, comfortable steer produces more meat. No shade impacts profitability. Where am I going with this? Banks earn income by taking money from you and me, and business accounts, and lending it out to home and car buyers, people establishing businesses and so on. If people and companies are tired of earning near 0 percent on their bank deposit and putting their money in money market accounts instead, eventually banks have less money to lend out, things change. No money impacts profitability. (Today’s podcast can be found here and this week it’s sponsored by Milestones. Giving homeowners an all-inclusive homeownership experience including home value and equity mo