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Mortgage Rates Are Still Near Record Lows Is Now a Good Time to Refinance?

Mortgage refinance paperwork. Shutterstock Shutterstock 2 Feb 2021 With mortgage rates hovering around 3%, or even lower, now seems like a great time to refinance your home loan. But before you do, there are factors to consider. Let s take a look at some of those so you can be equipped to make the right decision for your home loan. How Much Will You Save When You Refinance? The first thing that comes to mind when refinancing a house is how much you will save each month. Thankfully, that s easy to determine. Simply use a Department of Veterans Affairs loan calculator to enter your current loan information and the new loan data, then compare the two.

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