Kinecta Federal Credit Union is geared toward customers who live in Southern California, though it also offers membership to residents of Texas, New York and a few other states. It offers a standard lineup of bank accounts, along with loans, credit cards, investment products and business accounts.
KeyBank is a full-service financial institution, but its primary strength lies in its checking accounts. The bank ranks in eighth place in the GOBankingRates study of Best Checking Accounts of 2022. With choices that include basic fee-free checking and an online-only option as well as relationship accounts, KeyBank provides a robust selection of checking products customers can use singly or in combination with other accounts for maximum control over their finances.
The Chase Freedom Student credit card offers 1% cash back on all purchases and doesn't have quarterly or annual limits and no minimum redemption amount.
M&T Bank offers a full lineup of products and services at competitive fees and rates but has a community-minded service model, which is not always the standard when it comes to full-service banks.