Bersama Nyata dalam Karya (Real Unity in Work) is the tagline for PNMs anniversary this year. Exactly 24 years ago, in tandem with Pancasila Day, the financing company that is part of Ultra Micro Holding was proven to be successful in increasing empowerment for ultra micro business factors. PNMs success is the fruit of its labor and joint collaboration to produce work that is echoed in the peoples economy.