I should know that we an Important Role on the floor this morning, so i, and other members, will likely need to step out briefly to participate. We may briefly paused a hearing proceedings, although sometimes necessary,ot become dependent on the order in which people ask questions. We are here, to discuss the proposed mergers between four of the nations five Largest Health Insurance Companies. In early july of this year, aetna announced it had reached a deal to purchase rival humana. If you years later, a few months later, at them i now sit sigma. L to purchase the Department Justice is currently reviewing these transactions. The industrys big five will be reduced t the big three. United care, and send, and aetna hem, and aetna. These acquisitions raise the questions is the Product Offerings will impact the market. That antitrust inquiry is whether the combination will lead to a market concentration that make substantially lessen competition. , and thensactions concurrent review, also