Cycle 3 Grant Funding for a more indepth of co pays and deductibles and also analyze pricing data in coordination with premium and rate filing information. David, could i just ask you to clarify the difference between the rate information and the pricing information . Right. Thats a great question. So the rate information is the information that the carrier files to justify the underlying to justify the ultimate premium thats charged in the market. So if you pay, just making up numbers. If you pay 500 a month in premium, thats what the issuer charges you, the rate filing supports all the data of how they get to that price. So in terms of the interplay between the departments of insurance and the state and federal marketplaces, the departments of insurance are solely responsible for reviewing and approving rates. Except for those five states that hhs has determined do not have an effective rate review program, in which case hhs is reviewing rates in that state. So when gu o on line for
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