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Living with Multiple Vulnerabilities: Impact of COVID-19 on the Urban Poor in the Mumbai Metropolitan Region

82.32% Total number of households with ration cards where data regarding Aadhar card linkage was collected, N=4,111 between 22/5/2020 and 30/6/2020.   Financial Insecurities and Direct Cash Transfers for a Few “Since we didn’t know that a lockdown was going to be implemented, we didn’t really save up any money for it. My husband is a daily wage earner so we would run our house based on what he would earn during the day,” says Shayma, a home-based worker living in a slum in Bandra in Mumbai’s western suburbs. The loss of income deepened the uncertainties of households dependent on daily wages. As a relief measure direct cash transfers were initiated for women holding Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts and construction workers registered with the Maharashtra Building and Other Construction Workers (BOCW) Welfare Board. Our data revealed that 6,418 households (63.27%) had a family member with a bank account and 3,412 households (23.13%) surveyed had a bank a

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