refinance? how do you get the congress to let bankruptcy judges reduce people s mortgages in the bankruptcy process given, again, the resistance of investors and other people sayingรง why shoul they get a special break? so it is a tough, tough problem, and, you know, in reality the obama administration itself has only marginally a different position because it, too, doesn t have trillions of dollars lying around to solve it. if it s not likely to your point, if it s too complex and hard to solve and not politically popular to solve in a primary, in a general election we re talking about states like nevada, highest home foreclosure rate in the country, florida, high on the list, those states also happen to be biggies when it comes to swing states in the general election. presumably whoever is the republican nominee and president obama are going to have to find a message to talk about it in november, correct? yes, and it was nevada where mitt romney gave an interview to an editori