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we call that scar tissue. and the more scar tissue you have the better an entrepreneur you re going to be. and you have to be in a supportive environment that supports that. i m talking about a banking environment that will lend you money knowing it s on a wing and a prayer and they may not get paid back. educational environment that wants its students to maybe even take a sabatical from school for a little bit of time to go start something out. encourage this risk taking. it is hard to just snap your fingers and just make that happen in texas or new york or seattle or wherever. it happens but in smaller pockets. how influential is policy? private policy and public policy to determining the appetite for risk? what you just said was if you don t have an appetite for risk you won t have a cradle of innovation. policy matters a lot. and there s certainly a lot of things going on in congress that

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