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To ai. Thank you, secretary, for joining us. We know this is an extremely busy period here for you, and we are really honored to have you. We are here to talk about mdis in the wake of Silicon Valley bank and mdis and investments of interest, to say the least, for the biden administration. Maybe just for context, can you give us a hint of the range of programs up to this point that have focused on mdis at the Treasury Department, just to sort of set the stage . I think we are losing your we have it now. Wally it is good to be with you. Let me start by saying thanks to chris and nicole for your leadership and to the nda for being such a great partner with the Treasury Department over the last couple of years with the Biden Harris Administration. I will start by saying mdis and cfis have never been better positioned than they are today largely because these largely because the leadership of these institutions have done a tremendous job in preparing them to both lend to the communities th

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