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How Bank Depositors Are Becoming More Alert

How Bank Depositors Are Becoming More Alert
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Cold hard (digital) cash: the economics of central bank digital currency

The European Central Bank (ECB) is the central bank of the 19 European Union countries which have adopted the euro. Our main task is to maintain price stability in the euro area and so preserve the purchasing power of the single currency.

Lend me a hand—bank market power and firm creation in innovative industries

Lend me a hand bank market power and firm creation in innovative industries Image High-growth start-ups disproportionately contribute to economic growth and job creation in developed countries. Academic studies estimate that in the United States they account for about 50% of job creation. Likely, high-growth innovative young companies will play a central role in the post-COVID-19 recovery. In a context in which the pandemic fundamentally shook traditional business models, economies will need the input and flexibility of young innovative start-ups. Among developed countries, there is a significant degree of heterogeneity in the contribution and success of start-ups. Although we are all well aware of success stories from Silicon Valley or Israel, the so-called start-up nation, European start-ups, albeit notable exceptions, face significant hurdles.

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