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New PPP rules favor small businesses, provide greater flexibility

Businesses that need help are “inundating” banks with questions about the new Payroll Protection Program, but it may take weeks before they get the answers needed to even start to apply. The program – flush with more cash and loaded with new rules – was signed into law on Dec. 27, but the law gives the U.S. Small business Administration 10 days to issue guidance, and most observers are doubtful they’ll meet that deadline. Congress allocated $280 billion for the PPP program, nearly a third of the $900 billion stimulus package, but there is more than $130 billion left over from the last two rounds, so the total is more than $410 billion. That’s less than the $518.3 billion allocated last time but not that much less.

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