and i think as lonnie says, one of the worst aspects of it is that it really doesn t address some of the issues. but it actually makes health care even more unaffordable. and i think if you look at a series of actions by this administration, which came in arguing for more affordability, they re going in the opposite direction. and let me just give you three. one, this repeal of the mandate would actually increase premiums, it s estimated, by 10%, per year. that s not moving in the affordability direction, especially for individuals who have to buy it and don t have employers helping them. second, there have been a series of moves under the radar, since we have had so much news, by the administrators of medicare that have actually rolled back payment changes, payment changes, which we have seen good data or actually decreasing health care costs. they re rolling back those payment changes. that s not going to make health care more affordable in the