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While borrowers might be struggling, it s the central bank that ll be feeling unlucky as the tried and tested orthodoxy of raising rates has done little to bring down the headline rate.

United kingdomSilvana tenreyoKate barkerAshley webbAndrew baileyRuth gregoryMonetary policy committeeAxa im macro researchConsumer prices indexCapital economicUnited kingdom specificCapital economicsGlobal financial crisis