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New Michigan auto insurer doesn t use credit scores, charges lower rates

$295 a month to insure his 2008 Chevy Trailblazer. Even though he has a good driver discount, the 53-year-old Detroit resident admits to having a poor credit history, and credit history is typically a big factor in auto insurance rates in Michigan, especially high-cost urban areas like Detroit. $128 a month after switching insurance companies. Man, it s a blessing, said Palmer, who works as a manager at a pizzeria. That s money I can keep in my pocket. I am living check to check. His new company, a small carrier known as CURE Auto Insurance or Citizens United Reciprocal Exchange, entered Michigan last week and is an auto insurance company possibly the only one in

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