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Today s Mortgage, Refinance Rates: Nov 4, 2022 | Rates Fall Below 7%

Mortgage rates have moderated over the past couple of weeks and remain below 7% today. As inflation slows, rates may decrease further.

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What Is the Mortgage Underwriting Process, and How Does It Work?

A mortgage underwriter looks at your credit score, debt-to-income ratio, and assets to make sure you can afford a mortgage.

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Today s Mortgage, Refinance Rates: Nov 3, 2022 | Fed Rate Increases, but Mortgage Rates Hold Steady

Mortgage rates continue to hold steady below 7% today. Until the Fed can get inflation down, rates are likely to remain elevated.

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The 28/36 Rule: What Is It, and How Does It Affect Your Mortgage?

Lenders prefer you follow the 28/36 rule: Spend 28% or less of your gross monthly income on housing expenses, and 36% or less on total monthly debt.

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Chase Premier Savings Review: $25 Monthly Service Fee, Low Rates

Chase Premier Savings has a $25 monthly service fee, but you'll waive it by linking the account to other Chase accounts or keeping a $15,000 balance.

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