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What is a risk-limiting audit? A risk-limiting audit is a post-election audit that gives a statistical level of confidence that the outcome of an election is correct. In other words, after performing a risk-limiting audit, we can say that there is a high probability that the reported winners accurately reflect how voters marked their ballots. […]
National MI turned heads yesterday by announcing its temporary increase to AUS conforming loan amounts, despite the official FHFA word not coming until the end of November. (More below on the amounts.) Our biz is filled with “numbers people,” good or bad. According to Curinos, September 2023 funded mortgage volume decreased 30 percent YoY and 14 percent MoM. The average 30-year conforming retail funded rate in September was 7.01 percent, 18bps higher than August and 146bps higher than the same month last year. (Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.) Inventory and sales aren’t helping. Economist Dr. Elliot Eisenberg summed things up. “August data showed MoM housing starts down 11.3 percent to their lowest level since 6/20, the NAHB housing index down sharply M-o-M for the second month in a row, and new home sales weakening 8.7 percent MoM, the biggest decline since 9/22. Existing housing
KPMG Hungary has announced the appointment of two new partners as of October 1, 2023. Ildikó Takács is the new KPMG partner in the audit practice and Balázs Horváth is the new partner in the advisory practice.