there might be somebody out your car. and you would be picking up the information from your card. steve: so they could have a device over that, an overlay. or they might have a pinhole camera somewhere? exactly. sometimes they have an advertisement holders. they put a pin camera in there. and it shows directly down on the pin pad. so that when you enter your pin number, it will pick it right up. steve: you ve got tips. first of all, tips to reduce chances of becoming a victim. first of all, check the atm before making the withdrawal. shake it. make sure it s in there tight. cover your pin entry with your other hand. select credit. not debit for purchase. and use the inside or bank atm locations rather than the ones at the grocery store. why is that? i would use a regular bank atm location because where there is a branch, cause it s open and there is less likely for a chance for a skimming device to be on it. although there could be a device on it.