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Resident Foreign Currency or RFC account: Who can open, how does it work?

A Resident Foreign Currency account can be opened by individuals who come back to India after their stay abroad; by non-resident Indians (NRIs) and persons of Indian origin (PIOs/OCIs) seeking to maintain foreign currency holdings in India; and those eligible for foreign exchange remittances like pensions, salaries, or proceeds from overseas asset sales.

5 things to know about investing in foreign markets

As per the RBI notification in Liberalised Remittance Scheme (LRS), an Indian resident individual can invest up to $2,50,000 overseas per year.

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