usable because some area hospitals don t even accept some of the insurance that s being offered. and one of them is very, very low and very affordable, but the area hospital doesn t even accept it. that s an issue there. it s an hmo. en in the other one is a well known one but it s an hmo and it s a pathway, so some area offices aren t taking that. so people would have to leave from their doctors now, obtain another doctor, and that creates another expense of, you ve got to go back for testing and see what s going on. so just bottom line, when all is said and done, what is your biggest fear as congress prepares to repeal obamacare. that they discontinue it