Operator
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2021 First Quarter Earnings Call. My name is Mariama, and I will be your conference operator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I would like to remind you that this conference call will contain forward-looking statements, including, but not limited to, statements regarding the company s strategy, loans, deposits, capital, net interest income, noninterest income, margins, allowance, taxes and noninterest expense.
Actual results could differ materially from those discussed today. These forward-looking statements are subject to risks, uncertainties and other factors, which are disclosed in more detail in the company s most recent filings with the U.S. Securities and Exchange Commission. These statements speak only as of the date of this call and National Bank Holdings Corporation undertakes no obligation to update or revise these
Operator
Good day, and thank you for standing by. Welcome to the Great Southern Bancorp, Inc. First Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today s conference is being recorded. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Kelly Polonus, Investor Relations. Please go ahead.
Kelly Polonus
Investor Relations
Thank you, Judy. Good afternoon and welcome. The purpose of this call is to discuss the company s results for the quarter ending March 31, 2021.
Operator
Good day and welcome to the EFSC Earnings Conference Call. Today s conference is being recorded. At this time, I would like to turn the conference over to Jim Lally, President and CEO. Please go ahead.
James B. Lally
President and Chief Executive Officer
Well, thank you, Shelby, and good morning and welcome to our fourth quarter earnings call. I appreciate all of you taking time to listen in. Joining me this morning is Keene Turner, our company s Chief Financial Officer and Chief Operating Officer; Scott Goodman, President of Enterprise Bank & Trust; and Doug Bauche, Chief Credit Officer.
Before we begin, I would like to remind everyone on the call that a copy of the release and accompanying presentation can be found on our website. The presentation and earnings release were furnished on SEC Form 8-K yesterday. Please refer to Slide 2 of the presentation titled Forward-Looking Statements and our most recent 10-K and 10-Q for reasons why actual results may vary from a
Operator
Good afternoon, ladies and gentlemen, thank you for standing by and welcome to Central Pacific Financial Corp. s Fourth Quarter 2020 Conference Call. [Operator Instructions] This call is being recorded and will be available for replay shortly after its completion on the Company s website at www.cpb.bank.
Now I d like to turn the call over to Mr. David Morimoto, Executive Vice President and Chief Financial Officer. Please go ahead.
David S. Morimoto
Executive Vice President, Chief Financial Officer
Thank you, Nick. Thank you all for joining us as we review the financial results for the fourth quarter of 2020 for Central Pacific Financial Corp. With me this morning are Paul Yonamine, Chairman and Chief Executive Officer; Catherine Ngo, President; Arnold Martines, Executive Vice President and Chief Banking Officer; and Anna Hu, Executive Vice President and Chief Credit Officer.
Operator
Good day and welcome to the Banner Corporation s 4Q 2020 Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today s presentation, there will be an opportunity to ask questions. [Operator Instructions]
I would now like to turn the conference over to Mark Grescovich, President and Chief Executive Officer of Banner Corporation. Please go ahead.
Mark J. Grescovich
President & Chief Executive Officer
Thank you, Sarah, and good morning, everyone. I would also like to welcome you to the fourth quarter and full-year 2020 earnings call for Banner Corporation. As is customary, joining me on the call today is Peter Conner, our Chief Financial Officer; Jill Rice, our Chief Credit Officer; and Rich Arnold, our Head of Investor Relations.