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XP Inc. (XP) Q4 2020 Earnings Call Transcript Motley Fool Transcribing © The Motley Fool Logo of jester cap with thought bubble. XP Inc. (NASDAQ: XP) OK. Let s start. Good evening, everyone. [Foreign language] Welcome to XP Inc. s earnings conference call for the quarter ended on December 31, 2020. I am André Martins, investor relations at XP Inc. First of all, we would like to thank you all for the interest in our call and participation and also make myself and the rest of the IR team available, [Inaudible] Natalia Natali, sorry, for any future touch points and follow-ups. The replay of this call will be available tomorrow on our IR website. Presenting today, we have Bruno Constantino, our partner and CFO; and also Thiago Maffra, our partner and CTO.

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