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stock market outlook: If crude goes above $90, should equity markets begin to feel the heat? Anand Tandon answers

Anand Tandon says we should be monitoring oil prices for potential energy cost increases and warns of pressure on equity markets. He further suggests smoother housing cycle uptake through housing finance and advises caution on Zomato s premium valuation. Further, he analyses Q4 updates from smaller banks, highlighting the importance of stability in banking.

equity allocation: Time to reduce equity allocation; hide behind defensives: Anand Tandon

According to Anand Tandon, for sustained market growth, earnings need to catch up. Market has run ahead of earnings, lacking supportive valuations. Momentum has been broken, time to move into defensive areas like IT. Look for global triggers and investment ideas in international markets. Analysts have turned far too bullish and now they are having to tone down and that will put a little bit of a cap in terms of how much the market can go.

smallcaps: Consumer durables will probably lag overall market; play realty via HFCs: Anand Tandon

Anand Tandon advises investing in housing finance companies and the life insurance sector. He cautions about the froth in smallcap, midcap space and the regulation issues in the fintech space. Paytm s profitability may improve. US commercial real estate prices have collapsed. China s real estate market faces debt issues. There can be individual onsumer goods stocks which one can look at, but broadly, this sector will probably lag the overall market

Smallcap Mutual funds: Mutual funds showing red flags to smallcap investors Ignore at your risk!

Sebi has directed mutual funds to protect smallcap investors in a frothy market. A few AMCs have already restricted investments and imposed caps in popular smallcap schemes and many of them are seen encouraging largecap funds. There are concerns about liquidity and corporate governance in smallcaps. The total AUM of smallcaps is now near Rs 2.5 lakh crore.

stocks to buy now: Anand Tandon on sectors to look at in present risk-return scene

GMR and Adani Group are potential choices for airport infrastructure. Rail companies orders will provide significant upside. Capital goods and electronic manufacturing companies earnings were disappointing due to low margins. RVNL is a well-managed company. Dixon is disappointing. I would like to flag that in most PSUs, the changes in the management are minimal, but the order books are definitely great but that does not necessarily translate into 800%, 1000% growth in terms of the stock price that we have seen in some of these stocks.

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