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Ask Money Today: Should I surrender my existing term plan to buy bigger insurance cover?
Never mix your insurance and investment. If you mix both, you neither get adequate insurance cover nor adequate returns on your investments
Insurance and investments are different products and serve different purposes
I am 35-year-old and have invested in LIC Jeevan Anand policy, which has an annual premium of Rs 16,171 annually for a sum assured of Rs 3 lakh. The term of the policy is 20 years. I have already paid the premium for 11 years. I also have a term plan for 28 years, with a sum assured of Rs 50 lakh. Now I want to buy a term plan of Rs 1 crore for 40 years. I wish to stop my existing term plan and buy a new one. Please advise, should I surrender my LIC Jeevan Anand Policy as well?
LIC policy gives rs 10 lakh cover benefit with no premium, return is also good | LIC की ये पॉलिसी है डबल फायदेमंद! बिना प्रीमियम 10 लाख का कवर और रिटर्न भी शानदार india.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from india.com Daily Mail and Mail on Sunday newspapers.