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Mortgage Originations Reaches a Record $4 4 Trillion in 2021, Black Knight Reports

Mortgage Originations Reaches a Record $4 4 Trillion in 2021, Black Knight Reports
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Black Knight: Record $4 4T In Originations in 2021

U.S. lenders issued a record $4.4 trillion in mortgage originations in 2021, topping the previous mark of $4.3 trillion set a year earlier, according to a new report. The Data & Analytics division of Black Knight Inc. today released its latest Mortgage Monitor Report, based on the company's mortgage, real estate, and public records datasets.  In addition to the record originations, Black Knight also found a distinct shift to an equity-driven refinance market, it said. 

Tappable Equity Rose A Record $2 6T in 2021

After a year of historic home price gains, homeowners' tappable equity the amount available for a mortgage-holder to access while retaining at least a 20% equity stake in their home has hit yet another record high, Black Knight Inc. reported today.

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