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CFPB Updates Rules For BNPL Providers, Creates Same Protections For Consumers As Credit Cards

Yesterday, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule impacting buy now pay later (BNPL) providers.

Phil goldfederDorsey whitneyRohit chopraErin bryanFinancial technology associationSupreme courtConsumer financial protection bureauAmerican fintech councilBuy nowPay laterBuy now pay later likePenny leeFinancial technology

United States - Financial Services - Why You Should Care About Colorado Attempting To Opt-Out Of DIDMCA

Yesterday, a preliminary injunction hearing was held that will decide whether industry trade associations can halt aspects of Colorado's attempt to opt-out of the usury exportation provisions of DIDMCA, 94 Stat. 132, 164-65 (1980).

United statesPhilipj weiserAmerican bankers associationAssociation of industrial bankersConsumer bankers associationMead corpStates district courtSupreme courtAmerican financial servicesAmerican fintech council plaintiffsDepository institutions deregulationControl actIndustrial bankersAmerican fintech councilAttorney generalPlaintiff motion

The UK s Financial Conduct Authority Discusses Gaps in Firms Surveillance for Market Abuse | Cadwalader, Wickersham & Taft LLP

The UK s Financial Conduct Authority Discusses Gaps in Firms Surveillance for Market Abuse | Cadwalader, Wickersham & Taft LLP
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United statesUnited kingdomMercedes kelley tunstallPhilipj weiserUnited kingdom financial conduct authorityConsumer financial protection bureauAmerican bankers associationUnited states district courtMead corpConsumer bankers associationNational collegiate student loanAmerican fintech council plaintiffsNational association of industrial bankersSupreme courtAmerican financial services associationFinancial conduct authority

How a Minnesota bank is jumping into the earned wage access market

How a Minnesota bank is jumping into the earned wage access market
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United statesSouth dakotaSioux fallsSaint cloudJosh hoferKelly skalickyPhil goldfederRichard croneMatt dicouFinancial services groupStearns bankAmerican fintech councilPathward bankSan francisco basedNew york basedServices group

American Fintech Council Lauds Development Of Joint Agency Third Party Risk Management Guide For Community Banks

American Fintech Council Lauds Development Of Joint Agency Third Party Risk Management Guide For Community Banks
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Phil goldfederAmerican fintech councilCommunity banksFintech councilThird party risk management guide