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How to cancel credit cards without hurting credit scores

Perhaps that enticing welcome gift promotion from a major bank doesn't excite you anymore, and your annual fee waiver negotiation rituals won't budge. Maybe those discretionary purchases spiked up because you feel that it's easy to swipe now and enjoy a refreshing bubble tea or travel to Paris. But some credit card issuers can be annoying in that they pull.

Credit card annual fees: Annual fee cost and how to get annual fee waivers

If you’re using credit cards the right way, you should be getting more money out of the bank than they’ll ever get from you. That means paying all your bills in full and on time, using the cards strategically to maximise your cashback, rewards and air miles, and remembering to call the bank every year to ask for an annual.

Best credit card promotions: DBS, UOB, Citibank, OCBC (November 2022)

I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, cold hard cash via PayNow and other freebies on us. All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore..

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