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With over 80 million Unified Payments Interface (UPI) users, Amazon Pay, the payments business of e-commerce giant Amazon, has been growing at 40-50 per cent year-on-year (Y-o-Y), said Mahendra Nerurkar, chief executive officer (CEO) and vice-president (V-P), Amazon Pay India. Leveraging just the micro peer-to-peer (P2P) transactions on UPI is not a business model. While we have enabled those features, we do not chase monthly active users based on this.

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