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Should I Contribute to My 401k or Pay Off My Credit Card Debt? GOBankingRates 1/22/2021 © Provided by GOBankingRates 401k, credit card debt, retirement saving It’s been nearly seven years since the financial crisis swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. For workers who hold credit card debt, which is more likely to lead to a secure future: diverting what would’ve been their retirement plan contribution and paying off that debt instead or making their 401k plan a priority? Here are some pros and cons associated with each of these money moves.

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