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Synchrony Financial (SYF) Q4 2020 Earnings Call Transcript

Operator Welcome to the Synchrony Financial Fourth Quarter 2020 Earnings Conference Call. My name is Vanessa, and I will be your operator for today s call. [Operator Instructions] Please note that this conference is being recorded. I will now turn the call over to Kathryn Miller, Senior Vice President, Director of Investor Relations. You may begin. Kathryn Miller Senior Vice President, Director of Investor Relations Thank you, and good morning, everyone. Welcome to our quarterly earnings conference call. In addition to today s press release, we have provided a presentation that covers the topics we plan to address during our call. The press release, detailed financial schedules and presentation are available on our website, synchronyfinancial.com. This information can be accessed by going to the Investor Relations section of the website. Before we get started, I wanted to remind you that our comments today will include forward-looking statements. These statements are subject t

Synchrony Reports Fourth Quarter Net Earnings of $738 Million or $1 24 Per Diluted Share

Share this article Share this article STAMFORD, Conn., Jan. 29, 2021 /PRNewswire/  Synchrony Financial (NYSE: SYF) today announced fourth quarter 2020 earnings results amid the continuing Coronavirus (COVID-19) pandemic. Synchrony reported fourth quarter 2020 net earnings of $738 million, or $1.24 per diluted share. Key Highlights . Interest and fees on loans decreased 11% to $4.0 billion Purchase volume decreased 1% to $39.9 billion Average active accounts decreased 10% to 66.3 million Deposits decreased $2.3 billion, or 4%, to $62.8 billion Renewed Payment Solutions programs with Mattress Firm and Kawasaki, and added a new program with Doosan Bobcat Added new CareCredit programs with Walgreens and the Community Veterinary Partners, renewed program with Aspen Dental, and acquired Allegro Credit, a leading provider of point-of-sale consumer financing for audiology products and dental services

To improve people s lives, Stamford-based Synchrony acquires consumer-financing provider

To improve people s lives, Stamford-based Synchrony to acquire consumer-financing provider FacebookTwitterEmail 1of3 Synchrony, the largest private-label credit card provider in the U.S., is headquartered at 777 Long Ridge Road in Stamford, Conn.Tyler Sizemore / Hearst Connecticut MediaShow MoreShow Less 2of3 Synchrony, the largest private-label credit card provider in the U.S., is headquartered at 777 Long Ridge Road in Stamford, Conn.Alexander Soule / Alexander SouleShow MoreShow Less 3of3 STAMFORD Synchrony, the country’s largest private-label credit card provider, announced Tuesday it had agreed to acquire a firm specializing in consumer financing for audiology products, dental services and musical instruments. The merchant network and customer base of Burlingame, Calif.-based Allegro Credit will largely join CareCredit, Stamford-based Synchrony’s health-and-wellness financing platform.

To improve people s lives, Stamford-based Synchrony to acquire consumer-financing provider

‘To improve people’s lives,’ Stamford-based Synchrony to acquire consumer-financing provider FacebookTwitterEmailLinkedInRedditPinterest FacebookTwitterEmailLinkedInRedditPinterest 2 1of2Synchrony, the largest private-label credit card provider in the U.S., is headquartered at 777 Long Ridge Road in Stamford, Conn.Photo: Tyler Sizemore / Hearst Connecticut Media 2of2Synchrony, the largest private-label credit card provider in the U.S., is headquartered at 777 Long Ridge Road in Stamford, Conn.Photo: Alexander Soule / Alexander Soule STAMFORD Synchrony, the country’s largest private-label credit card provider, announced Tuesday it had agreed to acquire a firm specializing in consumer financing for audiology products, dental services and musical instruments. The merchant network and customer base of Burlingame, Calif.-based Allegro Credit will largely join CareCredit, Stamford-based Synchrony’s health-and-wellness financing platform.

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