Operator: Greetings, and welcome to the Envestnet Third Quarter 2023 Earnings Conference Call. At this time, all participants are in a listen-only mode.
Operator: Good morning, and welcome to S&P Global s Third Quarter 2023 Earnings Conference Call. I d like to inform you that this call is being recorded for broadcast.
Operator: Good day, everyone, and welcome to the Verisk Third Quarter 2023 Earnings Results Conference Call. This call is being recorded. Currently, all participants are in listen-only mode.