AK Tewari discusses the importance of adapting LCR monitoring to digital times to prevent rapid bank runs due to the instant withdrawal capability, emphasizing the critical role of deposit gathering in the banking sector amid ongoing transformations. Tiwari also says: "For all banks, especially the deposit gathering and focus will be the key thing for the next several quarters."
However, the growth has also been good. So in that sense, it is going well. But it is the role of the governor to actually always caution the market that, yes, things are good, but keep watch out and we will keep watching and if warranted, we will take action. So that is the sense I got.