security. but when i go on holiday, bryan, there isn t a boulangerie in the place i go any more because the consumption of bread is falling. it has gone from three begets a day in the 1900s to a whole baguette in the 19705 the 1900s to a whole baguette in the 1970s to just half a baguette now. you see? , ,, you see? oh, my goodness! do you know what you see? oh, my goodness! do you know what makes you see? oh, my goodness! do you know what makes it you see? oh, my goodness! do you know what makes it so you see? oh, my goodness! do you know what makes it so good, - you see? oh, my goodness! do you know what makes it so good, jess? | you see? oh, my goodness! do you. know what makes it so good, jess? it has got no rubbish in it. it has got just flour, yeast, salt and water, and i will leave you with this fort. do you know where it came from? you can t march an army on an empty stomach. it came from napoleon and they put it in that long shape, so i believe, so they could stick it
one of the big changes that came in was the ability to take your pension as a cash lump sum. now that, on the face of it, is really, really attractive to people you know, they could use it to pay off debts, go on holiday. but, actually, once they ve got this cash lump sum, what do they do with it? it could have to last them for, like, 20, 25 years. now, with that flexibility came complexity, and the government at the time said that people would be able to access guidance to help them make. to help them make the right decisions and inform them of their choices. and they established pension wise which is an amazing service, butjust not enough people know about it. i think only about 14% of people that could use it are using it. and that brings concerns that people are effectively sleepwalking into retirement, and maybe making the wrong decisions about their retirement income. there are other proposals in this report, too including making sure more of us have a variety of different
went to going to christmas parties, are they? went to going to christmas parties, are the ? , ., ., ., , are they? they are not. certainly that is a category are they? they are not. certainly that is a category that are they? they are not. certainly that is a category that has - are they? they are not. certainly that is a category that has been l that is a category that has been impacted more than most over the course of the whole pandemic, because a lot of our reasons in a major parts of the last 20 months or so, to out, go on holiday, have been restricted. but coming into this latest couple of weeks, retail sales across the piste were holding up fairly well. many of those businesses were trading their way out. i think the areas that are going to be hit hardest art less about categories and more about locations. you mentioned working from home, it is big cities where we are seeing the impact of that lower numbers of people, lower numbers of commuters coming in, and that will have
pandemic. we were talking earlier about pandemic. we were talking earlier about levelling up. as lucy explains, there is a myriad of reasons, explains, there is a myriad of reasons, different reasons for some of this reasons, different reasons for some of this. some of it is to do with mental of this. some of it is to do with mental health, some are scared to go back to mental health, some are scared to go back to school. it is also, let s face back to school. it is also, let s face it. back to school. it is also, let s face it. in back to school. it is also, let s face it, in deprived areas, hard to reach face it, in deprived areas, hard to reach areas. face it, in deprived areas, hard to reach areas, for whatever reason children reach areas, for whatever reason children have not gone back, the government really needs to grasp the nettle government really needs to grasp the nettle on government really needs to grasp the nettle on this and make sure that every ne
podcast the sports desk , he says he is ready to gamble to make football better. i would say the world cup is such a huge event that i don t think it will diminish the prestige. you want to be the best in the world and you want to be the best in the world every year. so i don t think that to organise a world cup every two years would be diminishing the prestige. derby county manager wayne rooney has promised vows to stay at the stricken club, despite their precarious financial position. the championship side have been placed in administration, and so deducted 12 points. it s left them bottom of the table on nine points adrift of safety. but it s brought out rooney s fighting spirit. listen, i grew up on a council estate in liverpool. i know how tough things can be, i know how tough life can be. what type of person would i be if i walk away now and go and put my feet up, go on holiday and sit in the sun for a few weeks?